How These Terms Work
These terms govern how you create an account, use the lobby, send money in or out, and ask us to change stored details. They also set the rules for access, content use, suspension, and how we handle requests that need extra checks. If a rule in
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this page sits beside a local legal rule, the local rule takes priority, and access stays available only where local law permits. When we update these terms, we replace the page text and expect you to read the latest version before you continue. UPI, Paytm, PhonePe
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and Google Pay may appear as wallet chips, but actual availability can vary by bank, device, and region. We may pause a request if the name on the payment method, the account profile, and the verification record do not match. The same applies to any chargeback,
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reversal, or dispute raised later. If you do not accept a change, stop using the account and contact us for the next step.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.