What Applies Under Local Law
We set our legal position by local law first. If access is allowed where you are, the account terms shown in your session apply together with any payment or verification rule tied to UPI, Paytm, PhonePe, or Google Pay. If local law does not permit access,
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you should not continue. We may ask for identity or payment verification before deposits, withdrawals, or profile edits, and we may pause a request until the checks are complete. Record retention is limited to what we need for account handling, dispute work, and security logs. When
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a law, a payment rule, or a record request changes, the written terms shown in your account control the next step. This keeps the legal position tied to your location, the action you want to take, and the record we need to keep.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.